An interesting Web 2.0 way of offering online banking to customers is being offered to customers of a large Latin America bank, BBVA that may change the old-school way of banking - or will it?

There have been many stories lately about offering new ways of interacting with your customers via the web using technologies like AJAX, Silverlight, and Adobe Air, and there have been a lot of concerns recently over how public our lives are becoming via social networking sites like Facebook and MySpace. My open question to the Internet is this: How much information about our lives is either unnecessary, unsafe, and/or unwise of us to be placing on an always-on form of mass communication in the form of the Internet?

On the one hand, I want to have quick and easy access to all of my favorite websites through services like del.icio.us, access to my own personalized news via iGoogle or MyYahoo!, and a unified address book and calendar system, but at the same time I want my identity and financial information to be kept safe from the Russian mob and other ne'er-do-wells lurking in the shadows of the electronic pathways of the Internet. Obviously I keep a blog where I post thoughts that I wish to share with the rest of society (although no one apparently is interested in my thoughts much yet - ha!), but I'm not sure whether it's a good idea to place my medical and financial records online. Then again, most of this information is already handled by inept organizations that routinely lose our data to criminals, so one could argue that the additional transparency of being able to check up on my personal information from anywhere at anytime via the Internet would actually improve the reliability and accuracy of our personal data. Improved security through "many eyes" is actually considered an additional security feature of open source software and a freedom of creativity through creative commons copyright licenses.

Let me know what you think... if anyone out there is listening.